RSS Lifestyle – Living

Archive for February, 2019


“Shadow Banks” Dominate Mortgage Lending by Piling on Risks. FHA on the Hook

Author: 7b7bc2512ee1fedcd76bdc68926d4f7b

28/02/2019

Lovingly known as “shadow banks,” nonbanks have come to dominate the mortgage market. And they originate the riskiest mortgages. The government — mostly the Federal Housing Administration (FHA) — is on the hook. Nonbanks do not take deposits and are not regulated by banking regulators (Federal Reserve, FDIC, and OCC). Their funding is derived mostly from selling the mortgages they originate, but also from bank loans and other sources. During the mortgage crisis, a slew of them got in trouble and, because they did not hold deposits, were allowed to collapse unceremoniously.
Read the rest of this entry »

read users´ comments ( 0 )


Toxic Weed Killer Found in Almost All Beer and Wine Brands

Author: 7b7bc2512ee1fedcd76bdc68926d4f7b

24/02/2019

Most of us take it for granted that the food and drinks we buy from the store are not putting our health at risk.However, new research from public health groups and scientists from the past several years indicates that food and drinks are contaminated with glyphosate, the main ingredient in the weed killer Roundup. This is a potential health problem because in 2015 the World Health Organization found that glyphosate is a probable carcinogen, and in 2017, the state of California agreed.
Read the rest of this entry »

read users´ comments ( 0 )


Calling Your Bank? Be Prepared to Have Your Voice Biometrics Collected

Author: 7b7bc2512ee1fedcd76bdc68926d4f7b

21/02/2019

In Chase’s case, the biometric program was announced back in April, but there’s a good chance many customers missed the announcement. (I missed it, and I actually write about these topics for a living.) Now, when you call Chase, an automated recording informs you that your voice is being used to identify you in the hopes of preventing fraud.
Read the rest of this entry »

read users´ comments ( 0 )


Leaked Wikileaks Doc Reveals US Military Use of IMF, World Bank as “Unconventional” Weapons

Author: 7b7bc2512ee1fedcd76bdc68926d4f7b

07/02/2019

In a leaked military manual on “unconventional warfare” recently highlighted by WikiLeaks, the U.S. Army states that major global financial institutions — such as the World Bank, International Monetary Fund (IMF), and the Organization for Economic Cooperation and Development (OECD) — are used as unconventional, financial “weapons in times of conflict up to and including large-scale general war,” as well as in leveraging “the policies and cooperation of state governments.”
Read the rest of this entry »

read users´ comments ( 0 )


Dozens of Cities Have Secretly Experimented With Predictive Policing Software

Author: 7b7bc2512ee1fedcd76bdc68926d4f7b

07/02/2019

The use of PredPol—a predictive policing software that once advocated for a controversial, unproven “broken windows” approach to law enforcement—is far more widespread than previously reported, according to documents obtained by Motherboard using public records requests.
Read the rest of this entry »

read users´ comments ( 0 )

Listen our radio online in China www.oraia.cn,Europe www.oraiatv.com

“Oraia” Radio,News & Lifestyle,the online home in China & Europe of a original audio content produced by the staff of Oraia,with the latest features, programs, news, audio, podcasts, events, photos.Night Time our Entertainment Program with the Latest Tracks.

Pentagon’s ‘lost’ trillions went to people connected to US military-industrial complex

Former Republican congressman and presidential candidate Ron Paul has said that “the Pentagon’s lost trillions have nothing to do with defense, adding that the “money propping up the high lifestyles of those connected to the military-industrial complex.” Dr. Paul, a three-time American presidential candidate and the founder of the Ron Paul Institute for Peace and Prosperity, made the remarks in an article published by his website on Monday. Deputy US Secretary of Defense Patrick Shanahan has recently acknowledged that the Pentagon has failed its first-ever comprehensive audit, saying, “We failed the audit, but we never expected to pass it.” “It was an audit on a $2.7 trillion dollar organization, so the fact that we did the audit is substantial,” Shanahan claimed. The first-ever audit of the of the $2.7 trillion enterprise that is the Pentagon identified widespread problems in cybersecurity, but found little in the way of savings that could offset potential budget cuts next year, according to officials. Pentagon’s comptroller David Norquist, who has played a key role in the audit, said after the report release that although no glaring instances of fraud were detected in the US military establishment, its Army, Navy, Air Force, Marines, Special Operations and the Transportation Command all received failing grades.

“The Outlook For The Global Economy Has Deteriorated”: Oil, Copper And Lumber

Oil, copper and lumber are all telling us the exact same thing, and it isn’t good news for the global economy. When economic activity is booming, demand for commodities such as oil, copper and lumber goes up and that generally causes prices to rise. But when economic activity is slowing down, demand for such commodities falls and that generally causes prices to decline. In recent weeks, we have witnessed a decline in commodity prices unlike anything that we have witnessed in years, and many are concerned that this is a very clear indication that hard times are ahead for the global economy. Let’s talk about oil first. The price of oil peaked in early October, but since that time it has fallen more than 25 percent, and the IEA is warning of “relatively weak” demand out of Asia and Europe…

Amazon Rolling Out ‘Amazon Pay’ Digital Wallet In Physical Stores

As FAANG stocks lead the market lower during what has become a relentless Q4 selloff, Amazon is hoping to reassure anxious investors that the company's relentless expansion and revenue growth will continue. To wit, the company is taking another big step toward establishing itself as the American WeChat or Alipay as it seeks to become the dominant player in electronic consumer payments in the US and beyond. According to the Wall Street Journal, the e-commerce giant is hoping to undercut Apple's Apple Pay by persuading more brick-and-mortar merchants to accept its Amazon Pay digital wallet. As it tries to build a foothold in payments outside of its Amazon Go stores, the company is reportedly focusing on building partnerships with restaurants and gas stations (businesses that have yet to be scalped by the Bezos revenue-absorption machine). To entice owners to give Amazon Pay a try, the company is dangling what appears to be a pretty enticing carrot: Amazon is promising to lower processing costs at a time when so-called "interchange" fees charged by Visa and MasterCard have been rising.

YouTube Lets California Fire Conspiracy Theories Run Wild

The Camp Fire in California has killed at least 79 people, left 699 people unaccounted for, and created more than a thousand migrants in Butte County, California. In these circumstances, reliable information can literally be a matter of life death. But on YouTube, conspiracy theories are thriving. Currently, when a user starts typing “California fire” into YouTube, the top autocomplete search suggestions are “conspiracy 2018,” “agenda 21,” and “laser beam,” all of which refer to conspiracy theories related to California’s wildfires. Similarly, typing in “California wildfire” leads YouTube to suggest “lasers,” “directed energy weapon,” and “dew,” which is an acronym for “directed energy weapon.” Simply typing “California fire” and searching it does return straightforward news coverage, which is an improvement over, say, the false flag and crisis actor conspiracies YouTube was surfacing about the Marjorie Stoneman Douglas High School mass shooting earlier this year. Believers of this false California wildfire conspiracy theory think that the US government shoots directed energy weapons, or lasers, from a plane in order to to start fires at predetermined targets. The goal of this attack, which is not actually happening, is to support a bastardized interpretation of “Agenda 21,” a sustainable development plan developed by the United Nations in 1992. This conspiracy theory also gained a little bit of traction on Twitter. The conspiracy theorists use doctored or out-of-context images in order to falsely argue that directed energy weapons, or laser beams, caused the wildfires in California—not climate change. By incorrectly claiming that the houses were consciously struck, these theorists ignore ecological science which explains that the arrangement of homes and topography of the land